Meet Our Team

Our mission is to educate as many active military and Veterans as possible on the benefits of home ownership using their VA Home Loan benefit through personal education to ensure confident and knowledgeable homeowners. We feel that everyone who has served our Country deserves the knowledge and understanding to become a home owner, and we will strive to achieve this one person or family at a time.

Jeff Howard

Founder, National Education Director and Branch Manager

Lovely Ulch

Loan Officer and Assistant Branch Manager

Cole Stephens

Senior Loan officer and VA Education Team Leader

Zach Farkas

Senior Loan Officer and VA Education Team Leader

Marysol Ruiz

Senior Loan Officer and VA Educator

Ridge Nelson

Senior Loan Officer and VA Educator

Adam Karalius

Senior Loan Officer and VA Education Team Leader

Pam Barros

Senior Loan Officer and VA Educator

Albert Correa

Senior Loan Officer and VA Educator

Marissa Fong

Loan Officer and VA Educator

Matthew Leimbach

Loan Officer and VA Educator

Pualani Chaulk

Loan Officer and VA Educator

Get your COE

Get your Certificate of Eligibility in only a few minutes. Learn how to download your COE from the VA’s eBenefits portal right now.

Get My COE

Attend a Free Seminar

At The Veteran’s Mortgage Source, we believe in teaching our nation’s Service Members and Veterans how to maximize their VA Home Loan benefits.

Schedule Now

Apply for your loan

Once you have confirmed your eligibility and learned about all of the incredible benefits of the VA Home Loan, you can complete the process by applying online.

Apply Today

Find out how our team can help your dreams become reality!

Talk to one of our experts today.

Find out how our team can help your dreams become reality!

Talk to one of our experts today.

CONTACT US