VA Home Loan Purchase Guide

Your Roadmap to getting VA loan financing for your dream home.

Our mission is to educate as many active military and Veterans as possible on the benefits of home ownership using their VA Home Loan benefit through personal education to ensure confident and knowledgeable homeowners. We feel that everyone who has served our country deserves the knowledge and understanding to become a homeowner, and we will strive to achieve this one person or family at a time.

Download your FREE VA Home Loan Purchase Guide here!

Frequently Asked Questions

To be eligible, you must be an active duty service member, veteran, National Guard member, Reserve member, or an eligible surviving spouse.

Yes, you can use your VA Home Loan benefit multiple times, as long as you pay off your previous VA loan and have your entitlement restored.

The VA Funding Fee is a one-time fee required by the VA to help fund the loan program. Some veterans are exempt, such as those receiving disability compensation.

There is no maximum loan amount; however, lenders typically follow county loan limits. The VA guarantees up to a certain amount without a down payment.

No, VA Home Loans do not require a down payment if you have full entitlement, but you may choose to make one to reduce your loan amount.

Benefits include no down payment, no private mortgage insurance (PMI), competitive interest rates, and flexible credit requirements.

VA Home Loans can be used to purchase single-family homes, multi-family homes (up to four units), condos, and certain manufactured homes.

While the VA does not set a minimum credit score, most lenders require a credit score of at least 620.

Yes, you can use a VA Home Loan to refinance your existing mortgage through the VA Interest Rate Reduction Refinance Loan (IRRRL) or a cash-out refinance.

To apply, find a VA-approved lender (like us) and we will help you obtain your Certificate of Eligibility (COE) from the VA, and assist you in organizing necessary financial documents for pre-approval.

To start the process, use our Free Rate Quote tool and a qualified lender will be in touch shortly.

Honest words from happy clients.

Jon D.
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"Our experience with using the VA Loan to buy our home was fantastic! The team was incredibly helpful and made the process seamless. We felt supported and well-informed throughout. Highly recommend!"
Sarah T.
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"Buying our home with a VA Loan was a breeze thanks to this amazing team. They walked us through every step, ensuring we understood all our options. We couldn’t be happier with our new home!"
Michael R..
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"Corry made the VA Loan process simple and stress-free. Their expertise and patience were evident from start to finish. We are grateful for their support and guidance in buying our dream home."
Jessica H.
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"Using my VA Loan to buy a home was an incredible experience. The team provided exceptional service, answered all my questions, and made sure everything went smoothly. I highly recommend them!"
David M.
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"Our home buying journey was made easy and enjoyable with the VA Loan service provided here. The attention to detail and personalized support were outstanding. Thank you for helping us find our perfect home!"
Emily S.
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"As a veteran, I couldn’t have asked for a better experience using my VA Loan to buy a home. The process was straightforward, and the team was professional and caring. Highly recommend their services!"
Robert K.
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"From start to finish, the team made the VA Loan process a breeze. Their knowledge and dedication ensured we got the best deal possible on our new home. We are extremely satisfied with their service."
Linda P.
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"The assistance we received in using our VA Loan to buy a home was top-notch. The team was always available to answer questions and guide us through the process. We are thrilled with our new home!"
William B.
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"Buying a home with a VA Loan was made easy by this amazing team. Their expertise and dedication were evident every step of the way. We felt confident and well-cared-for throughout the process."